Rates

Competitive Banking Rates

Maximizing Your Financial Potential

Navigating the financial landscape can be daunting, but with competitive banking rates, you can unlock a world of possibilities. Whether you're saving for the future or seeking the best returns on your investments, our tailored solutions ensure your money works as hard as you do.

Prime Rate

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Borrowing Rates

Loan Special Rates

Rates subject to change at any time. Qualifications and conditions apply.

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Introducing the

StellerMortgage

Right now, the StellerMortgage includes the following unbeatable extras:

Up to $5,000 cash back on your new mortgage.*
Annual cash-back rewards through our Patronage program.
Up to $1,200 to move your existing mortgage to StellerVista

* Click for Full Details and Conditions

Residential and Mobile First Home Mortgage Rates

*Rates posted are based on high-ratio insured mortgages and are not guaranteed.

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Mortgages Posted Rates

*Final rate determined by all aspects of your application and your financial relationship with StellerVista.

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Investing Rates

Winter Saving Rates

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Lock In Your Rate Today
  • Interest compounded annually or paid to account.
  • Health/Job Interruption Feature: no-penalty redemption (in whole) in case of a medical emergency or job interruption.
  • Patronage Rewards apply.

Please note that all rates and promotional offers are subject to change without prior notice. Our credit union reserves the right to modify or end any rates and promotions at any time based on market conditions or other factors. We encourage our members to check our website regularly or contact us directly for the most current rate information.

Term Deposits

Personal Non-Redeemable Term Deposits

RRSP, RRIF, LIF, RESP, TFSA, Non-Registered

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Non-Redeemable ​GIC – no early redemption

Personal Redeemable Term Deposits

RRSP, RRIF, LIF, RESP, TFSA, Non-Registered

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Redeemable ​GIC – No redemption prior to 30 days

Commercial Member Redeemable Term Deposits

12 Month Term - Redeemable After 30 Days

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Redeemable ​GIC – No redemption prior to 30 days

Account Rates

Personal Accounts Rates

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Business Accounts Rates

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US Exchange

​Foreign Exchange Rates

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*Exchange rates subject to change