Across Accounts or Across the World
Need to send your friend a few dollars for dinner? Your daughter a few dollars for school?
We've got the tools you need to move your money where it needs to be.
Moving Money
Whether you need to make an important transfer or streamline your personal financial management, we offer a variety of convenient and secure banking services to support your individual needs.
Interac e-Transfer®
Send and receive money quickly, conveniently, and securely within Canada, using your mobile phone or computer.
e-Transfer Limits
Sending:
- No minimum transfer amount
- Maximum amount per transaction outgoing (send) $6,000
- Maximum amount per day outgoing (send) $20,000
- Maximum amount per 7 days outgoing (send) $20,000
- Maximum amount per 30 days outgoing (send) $40,000
Receiving:
- Maximum amount per transaction incoming (receive) $25,000
- Maximum amount per day incoming (receive) no limit
- Maximum amount per 7 days incoming (receive) no limit
- Maximum amount per 30 days incoming (receive) no limit
International Transfers
Transfer money anytime, anywhere around the globe with our international transfer service.
International Transfer Limits
International transfer limits are $10 to $25,000. If a higher limit is required, please contact your branch.
International Transfer FAQ
How do I keep track of my transfer?
Your transfer will appear in your transaction history in online banking in real-time, plus, you’ll receive an email notification when the transfer has left your account and when it arrives at the recipient’s account.
When can I make international transfers?
Anytime, anywhere.
How long does the transfer take?
Quick next-day delivery in North America and up to two business days everywhere else (some exceptions apply).
How safe is my transfer?
Your transfer is protected with AES 256-bit encryption, automated identity verification, anti-money laundering procedures, automated online checks, advanced anti-fraud safeguards and insurance coverage – all through a FINTRAC-regulated entity.
What are the exchange rates?
With live pricing, you get the real exchange rate – every time. What are the fees? If the transfer is less than CAD $500, a $2.50 fee applies.
How do I know how much the recipient will receive?
With our guaranteed transfer amount, what is sent is what is received – there are no deductions ever.
Deposit Anywhere™
Our Deposit Anywhere feature lets you quickly and securely deposit cheques using your smartphone or tablet.
Note: Deposit Anywhere™ has an automatic four day hold on your cheques. Members can request that the hold days be removed. Deposits would then be available on the day of the deposit, however, if the deposit is after 6 pm on a Friday, the funds are not released until the following Monday.
Direct Deposit
Our Direct Deposit feature offers the convenience of automatically depositing your payroll or government cheques directly into your bank account. This system ensures a seamless flow of funds without manual intervention — your money will be available promptly and reliably, no matter where you are.
Foreign Exchange
Dozens of difference currencies are available for order - please contact your branch to begin the process.
Fees and Shipping
Foreign Exchange
Min. Order $50
- If transaction is less than $250 Canadian equivalent, member fee is
- $15 Transactions greater than or equal to $250 FREE
Expedited Shipping
$10 if transaction is under $2,000 Canadian equivalent regardless of dollar value
Currencies Available
May change at any time:
Australia Dollar (AUD), Brazil Real (BRL), China Yuan (CNY), Denmark Kroner (DKK), European Central Bank Euro (EUR), Hong Kong Dollar (HKD), Japan Yen (JPY), Mexico Peso (MXN), New Zealand Dollar (NZD), Norway Kronor (NOK), Singapore Dollar (SGD), South Africa Rand (ZAR), Sweden Kronor (SEK), Switzerland Franc (CHF), Taiwan Dollar (TWD), Thailand Baht (THB), United Kingdom Pound Sterling (GBP), Argentina Peso (ARS), Bahamas Dollar (BSD), Bahrain Dinar (BHD), Barbados Dollar (BBD), Belize Dollar (BZD), Bermuda Dollar (BMD), Bolivia Boliviano (BOB), Bulgaria New Leva (BGN), Cayman Islands Dollar (KYD), Chile Peso (CLP), Colombia Peso (COP), Costa Rica Colones (CRC), Croatia Kuna (HRK), Czech Republic Koruna (CZK), Dominican Republic Peso (DOP), Eastern Caribbean Dollar (XCD), Egypt Pound (EGP), Fiji Dollar (FJD), Guatemala Quetzal (GTQ), Honduras Lempira (HNL), Hungary Forint (HUF), Iceland Krona (ISK), India Rupee (INR), Indonesia Rupiah (IDR), Iraq Dinar (IQD), Israel Sheqalim (ILS), Jamaica Dollar (JMD), Jordan Dinar (JOD), Kenya Shillings (KES), Korea Won (KRW), Kuwait Dinar (KWD), Lebanon Livres (LBP), Lithuania Litai (LTL), Malaysia Ringgit (MYR), Morocco Dirham (MAD), Nepal Rupee (NPR), Nicaragua Cordoba (NIO), Northern Ireland Pound (NIP), Oman Rial (OMR), Pakistan Rupee (PKR), Paraguay Guarani (PYG), Peru New Sol (PEN), Philippines Piso (PHP), Poland Zloty (PLN), Qatar Riyal (QAR), Romania New Leu (RON), Russian Federation Ruble (RUB), Saudi Arabia Riyal (SAR), Scotland Pound (SCP), Seychelles Rupees (SCR), Tahiti Franc (XPF), Trinidad and Tobago Dollar (TTD), Tunisia Dinar (TND), Turkey Lira (TRY), Ukraine Hryvnia (UAH), United Arab Emirates Dirham (AED), Uruguay Peso (UYU), Venezuela Bolivar (VEF), Vietnam Dong (VND)
Need help with our banking services?
Our team will be happy to help you.
Feel free to contact our Member Solutions Centre (MSC) for support.