Toys. Vacations. Education. Retirement.
No matter what you are saving for, we can help make it happen.
Community Bond Rates
Please note that all rates and promotional offers are subject to change without prior notice. Our credit union reserves the right to modify or end any rates and promotions at any time based on market conditions or other factors. We encourage our members to check our website regularly or contact us directly for the most current rate information.
Investing Calculators
Our handy calculators will help you plan how much to set aside for your goals and how long it will take to reach them.
Investing Rates
Take a look at our current, competitive interest rates for our investment solutions.
Digital Advice
Overview
Invest your money, not your time with digital advice from our partner, Qtrade Guided Portfolios®. A simple and convenient online investing service, it provides you with a professionally managed, low-cost portfolio to match your business goals.
Key Features
- Fully automated online service you don’t need to monitor or manage
- Professionally designed portfolios matched to your financial goals
- Continuous oversight and regular rebalancing by their team of experts
- Assistance from knowledgeable investment reps when you need it
Online Brokerage
Overview
Invest independently with ease and confidence on Canada’s #1 online trading platform. Our partner, Qtrade Direct InvestingTM, empowers you to buy and sell stocks, ETFs, and mutual funds on major Canadian and U.S. stock exchanges.
Key Features
- Exceptional value – $8.75 stock trades for everyone, regardless of account value, and $6.95 stock trades for more active traders. Plus, choose from 60 free ETFs and trade mutual funds commission free.
- Award-winning platform – Trade from your desktop or mobile device with an intuitive online investing platform rated one of Canada’s best by independent reviewers.
- Outstanding service – Get the right answers and solutions, right away with help from Qtrade’s expert investment representatives.
- Accounts you need – Non-registered and registered accounts, including cash, margin, RSP, TFSA, RESP, RIF, and more.
- Investment choices – Build a diversified portfolio from a wide range of investments including stocks, ETFs, mutual funds, bonds, GICs, and options, plus new issues/IPOs.
- Industry-leading tools – Build, evaluate, and test your portfolio using Qtrade’s advanced analyst research and tools, including market news, model portfolios, technical data, and much more.
Pay yourself first and take the effort out of saving.
Benefits of the Accumulator
- Convenient – Monthly, semi-monthly, bi-weekly, or weekly payments automatically debited from your account (minimum $50.00 per month required)
- Flexible – Choose from a 1-year term, up to a 5-year term and begin accumulating with an initial deposit or simply save as you go! You decide.
- Great rates – The Accumulator earns you a better rate of interest than a savings account, compounded and paid annually
- *100% protected** – by CUDIC
Ready to put the power of the Accumulator to work for you?
Get in touch! Our team will be happy to answer any questions and help you get set up.
*The periodic payment term is one (1) year only, and expires prior to the first anniversary date of the Accumulator. No interest is payable if the Accumulator is redeemed prior to it reaching its full certificate value. If redeemed after the Accumulator reaches its full certificate value, it is then redeemable with the posted penalty rate at time of purchase.
**B.C. Credit Union Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.
Competitive rates. Done locally.
Flexible. Local. Guaranteed.
A locally oriented way to save, the Community Bond makes saving money about as flexible as it gets. Whatever you are saving for, this is the way to make it happen. Redeemable, Non-Redeemable, Short-Term, Long-Term – no matter your goal, the options are here and the return is guaranteed. Plus it carries some bonus features that allow you take your money out early in emergency situations.
Seasonally available, all funds (and returns) in the Community Bond are 100% protected – and the name isn’t just a marketing gimmick. When you keep your money local, it has a big impact on your community. The more money members save with us, the more small businesses we can support, home purchases we can fund, and donations we can give.
Enjoy the benefits of our Community Bond
- Great rates! ~ GIC, RRSP, RRIF, TFSA and RESP are all eligible
- Local ~ The money you invest goes back to our community in the form of loans and mortgages
- Flexible ~ Some bonds are redeemable allowing you access to your money if an opportunity or emergency arises
Looking to save money right now?
Check out our other options, available year round! Link up with someone from the StellerVista team.
*Please note that all rates and promotional offers are subject to change without prior notice. Our credit union reserves the right to modify or end any rates and promotions at any time based on market conditions or other factors. We encourage our members to check our website regularly or contact us directly for the most current rate information.
Clear and helpful mutual fund advice.
Delivered by our experienced, Aviso Wealth, investment specialist.
A proven way you can save for your future.
Personalized Service – Professional Management – Low Fees – Registered Accounts – Responsible Investing
No matter if you have been saving your money for years, or you are looking to make your first investment in yourself – a Mutual Fund might be the next best step. Our Mutual Fund specialist is also a specialist in all things saving and can help you make an informed decision on setting your goals, then getting them.
Ownership in a mutual fund is like ownership of stocks, bonds, money market funds, and much more. The point of this is diversification, so you can invest without tying your return to any single stock or interest rate. That said, there is a vast array of mutual funds to choose from, each with their own objectives, allowing you to invest as per your own goals and your own risk appetite.
If Mutual Fund investment is in your future, or even if you are just curious to learn more, we encourage you to book a time today. We have the tools and knowledge to get you the information you need.
What is a mutual fund?
A Mutual Fund is an investment product that allows you to invest your money in a focused, yet diversified way. The Mutual Fund is a pool of assets, professionally managed, generally consisting of stocks, bonds, and other securities – which are collectively known as the fund’s “portfolio”. As a personal investor, you can own a share of the mutual fund, thereby investing in the portfolio of that fund.